Disclaimer

DISCLAIMER
THIS WEB SITE, THE CONTENT AND THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. NEITHER CMHC-GRANVILLE ISLAND OR ANY OF ITS SUPPLIERS MAKES ANY REPRESENTATIONS, WARRANTIES OR CONDITIONS, EXPRESS, IMPLIED OR STATUTORY AS TO THE OPERATION OF THIS WEB SITE OR THE SERVICES, OR THE ACCURACY, COMPLETENESS, QUALITY, CURRENCY OR TIMELINESS OF THE WEB SITE, THE CONTENT OR THE SERVICES OR THAT COMMUNICATIONS TO OR FROM THE WEB SITE WILL BE SECURE AND/OR NOT INTERCEPTED OR THAT THE WEB SITE, THE CONTENT OR THE SERVICES WILL BE FREE FROM VIRUSES OR OTHER CONTAMINATING OR DESTRUCTIVE PROPERTIES, DEVICES OR COMPONENTS. USE OF THIS WEB SITE, THE CONTENT AND THE SERVICES IS AT YOUR OWN RISK.

TO THE FULLEST EXTENT PERMITTED BY LAW, CMHC-GRANVILLE ISLAND AND ITS SUPPLIERS DISCLAIMS ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS, EXPRESS, IMPLIED OR STATUTORY INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, OF NON-INFRINGEMENT OR THAT THE WEB SITE, THE CONTENT OR THE SERVICES WILL BE FREE OF ERROR OR OPERATE WITHOUT DISRUPTION.

LIMITATION OF LIABILITY
IN NO EVENT SHALL CMHC-GRANVILLE ISLAND OR ITS SUPPLIERS, OR ITS OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS BE LIABLE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER LEGAL THEORY WHATSOEVER, FOR DAMAGES OF ANY KIND INCLUDING, WITHOUT LIMITATIONS, DIRECT, SPECIAL, INDIRECT, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, BUSINESS LOSSES, LOST SAVINGS, LOST DATA, LOSS OF USE, LOST PROFITS, PERSONAL INJURY, FINES, FEES, PENALTIES OR OTHER LIABILITIES ARISING FROM OR RELATING TO YOUR USE, RELIANCE UPON OR INABILITY TO USE THE WEB SITE, THE CONTENT AND/OR THE SERVICES, WHETHER OR NOT CMHC-GRANVILLE ISLAND OR ITS SUPPLIERS ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND/OR IF YOU TRANSFER CONFIDENTIAL OR SENSITIVE INFORMATION TO CMHC-GRANVILLE ISLAND OR IF CMHC-GRANVILLE ISLAND COMMUNICATES SUCH INFORMATION TO YOU AT YOUR REQUEST OVER THE INTERNET.

Permitted Use
You agree that you are only authorized to access and view the Web site and the Content and make use of the Services solely for your own personal, non-commercial use and benefit and not for the benefit of any other person or entity. You further agree that it is only where permission is specifically and expressly accorded on the Web site pages or items comprising the Content or Services that you may retain a single copy of those pages of the Web site or items comprising the Content or Services for your personal and non-commercial use, provided that you maintain all copyright and all other notices contained therein and that you do not modify all or any portion of those pages or items. You are permitted to retain a copy of the Web site Terms and Conditions of Use.

Prohibited Use
You agree that you shall not use the Web site or the Content for any commercial purpose or benefit. The foregoing prohibition expressly includes, but is not limited to, the practice of "screen scraping", or any other practice or activity the purpose of which is to obtain lists of data, portions of a database, or other lists or information from the Web site, in any manner or in any quantities not authorized by CMHC-GRANVILLE ISLAND. You agree that you will not frame the Web site or the Content or any part thereof on any commercial or non-commercial internet Web site. Any special terms and conditions for use of certain Content or Services provided on the Web site and included elsewhere on the Web site are incorporated into, and become part of, these Terms and Conditions. No rights or licences are granted to you regarding the Web site, the Content or the Services, except the limited right to use the Web site, the Content and the Services in accordance with these Terms and Conditions. No reproduction, duplication, posting, downloading, uploading, retransmission, distribution, sale, modification, translation, republication of the Web site, the Content or the Services or the creation of a derivative work based on the Web site, the Content or the Services is permitted without the prior express written consent of CMHC-GRANVILLE ISLAND. You may not use any meta tags or any other "hidden text" using CMHC-GRANVILLE ISLAND's domain name, name, trade-marks or official marks without CMHC-GRANVILLE ISLAND's prior express written consent. Any exploitation of the Web site, the Content or the Services including, without limitation, reverse engineering, decompilation and disassembly is strictly prohibited. You agree that you will not use this Web site for any purpose that is unlawful.

Ownership
Certain names, words, titles, phrases, logos, designs, graphics, icons and marks displayed on the Web site, in the Content or with the Services may constitute official marks, trademarks or trade names of CMHC-GRANVILLE ISLAND or its licensors. The Web site, the Content and the Services are protected under Canadian and international copyright laws and intellectual property laws and treaty provisions.

Title to the Web site, the Content and the Services and the official marks, trademarks or trade names displayed on the Web site are owned by and shall remain with CMHC-GRANVILLE ISLAND and/or its suppliers. Nothing contained in these Terms and Conditions or on the Web site shall be construed as conferring by implication, estoppel or otherwise any license or right to use any official marks, trade-marks, trade-names, copyright or other intellectual property rights of CMHC-GRANVILLE ISLAND or its suppliers. Any unauthorized use of the Web site, the Content or the Services or the official marks, trade-marks, trade names, copyright or other intellectual property rights of CMHC-GRANVILLE ISLAND or its suppliers is strictly prohibited, and we reserve the right to take such steps as we deem necessary, including legal action, to enforce such rights.

Hyperlinks
This Web site may contain links to third party Web sites. CMHC-GRANVILLE ISLAND does not endorse the content contained in any third party Web site. CMHC-GRANVILLE ISLAND does not make any representation, warranty or condition, express, implied or statutory of any kind regarding any third party Web site, including without limitation any representation or warranty regarding the legality, accuracy, reliability, quality, completeness, timeliness, non infringement, security, or suitability of any content on a third party Web site. CMHC-GRANVILLE ISLAND does not make any representation or warranty regarding the merchantability and fitness for a particular purpose of any content, goods or services on or made available through any third party Web sites. Nor does CMHC-GRANVILLE ISLAND make any representation, warranty or condition, express, implied or statutory that the operation of any third party Web site will be uninterrupted, free of error, viruses or any other harmful components. The content, goods and/or services available on or through any third party Web site is not under CMHC-GRANVILLE ISLAND control and if you choose to access any third party Web site, you do so entirely at your own risk.

Privacy
To review the CMHC-GRANVILLE ISLAND privacy policy that applies to this Web site please click on the following link. The CMHC-GRANVILLE ISLAND privacy policy applies to your use of this Web site. By accessing and using this Web site, you are consenting to the collection, use and disclosure of your personal information in accordance with the CMHC-GRANVILLE ISLAND privacy policy. You acknowledge having read the CMHC-GRANVILLE ISLAND privacy policy.

Content Provided by User
By sending electronic mail, messages, content or information to CMHC-GRANVILLE ISLAND you hereby grant to CMHC-GRANVILLE ISLAND a transferable world-wide perpetual, irrevocable, royalty-free, non-exclusive license, including the right to sublicense to others, to use, reproduce, distribute, publish, modify, edit, translate, transmit, adapt, display, incorporate into other works or otherwise use the information and/or materials provided by you (in whole or in part) and/or incorporate such information and/or materials in any form, media or technology now known or developed in the future, with no compensation of any kind. You waive in favour of CMHC-GRANVILLE ISLAND all moral rights in the electronic mail, message, content or information. By submitting or sending electronic mail, messages, content or information to CMHC-GRANVILLE ISLAND you represent and warrant that you have the full right and authority to do so and that any use by CMHC-GRANVILLE ISLAND of the electronic mail, message, content or information will not violate the intellectual property rights of any person.

Prohibitions on User Information
You will not: (a) transmit, upload, post or otherwise make available any information or materials that (i) constitutes or encourages conduct, that would constitute a criminal offence or give rise to civil liability; (ii) is protected by copyright, trade-mark or other proprietary right without the express permission of the owner of the copyright, trade-mark or other proprietary right; (iii) is libellous, slanderous, defamatory, harassing, threatening or is otherwise injurious to a third parties; (iv) is hateful, bigoted or racially offensive; or (v) is vulgar, obscene, discourteous, indecent or pornographic; (b) interfere with other users’ use of the Website or the Services, including, without limiting the generality of the foregoing, disrupting the normal flow of communication in a discussion group; (c) post, upload or transmit materials that contain a virus, disabling devices or other code that manifests contaminating or destructive properties; (d) post, upload or transmit materials for advertising or commercial solicitation; (e) post, upload or transmit materials that do not generally pertain to the designated topic of discussion; or (f) otherwise use the Website or the Services in a manner which would serve to restrict or inhibit any other user from enjoying the Website or the Services.

Indemnification
You agree that your use of the Web site, the Content and the Services shall not be made the basis for any claim, suit, demand or cause of action or other proceeding against CMHC-GRANVILLE ISLAND and/or its suppliers. You agree, at your own expense, to indemnify and hold CMHC-GRANVILLE ISLAND and its suppliers, and its and their respective directors, officers, employees, representatives, agents and licensors harmless against any claim, suit, demand, action or other proceeding brought against any of them by a third party as a result of your breach of these Terms and Conditions.

Governing Law and Jurisdiction
All matters relating to your access to or use of the Web site or the Content shall be governed by the laws of the Province of British Columbia and the laws of Canada, notwithstanding conflict of laws principles. You agree and hereby submit to the non-exclusive jurisdiction of the courts of the Province of British Columbia with respect to all matters relating to your access to and use of the Web site.

Termination
CMHC-GRANVILLE ISLAND may at its sole and absolute discretion cancel or terminate your right to use this Web site or any part of the Web site at any time, without notice or liability to you or any other person. In the event of termination, the terms and conditions of use shall continue to apply and be binding upon you with respect of your prior use of the Web site and of the Content.

Waiver/Severance
The failure by CMHC-GRANVILLE ISLAND to require or enforce the performance of any provision of these Terms and Conditions shall not be construed as a waiver of any provision or right. Each provision of the Terms and Conditions is severable from the other Terms and Conditions and if any of the provisions contained in these Terms and Conditions are determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, the other Terms and Conditions will continue to have full force and effect.

Contests
CMHC-GRANVILLE ISLAND, at various times, may have contests which are open to users of the Web site and others. All contests are governed by these Terms and Conditions and the applicable contest rules. Each time you participate in a contest through this Web site you agree and accept to be bound by these Terms and Conditions and the applicable contest rules.

Copyright Notice
© CMHC-GRANVILLE ISLAND (CMHC-GRANVILLE ISLAND). All rights reserved. No part of the Web site or the Content may be reproduced, modified, distributed, published, sold, licensed, broadcasted, retransmitted, circulated in any form or used in any way without the prior written consent of CMHC-GRANVILLE ISLAND. To request such consent, please contact:

CMHC-GRANVILLE ISLAND
1661 Duranleau St
2nd Floor
Vancouver BC V6H 3S3
info@granvilleisland.com
Tel: 604 666 6655

Privacy Policy
By using this Web site and when providing CMHC-GRANVILLE ISLAND with your personal information, you are consenting to CMHC-GRANVILLE ISLAND's collection, use and disclosure of your personal information in accordance with this privacy policy. You may choose not to provide personal information through this Web site; however in doing so, you may not be able to engage in certain transactions or activities offered through this Web site.

Personal Information You Provide. CMHC-GRANVILLE ISLAND may ask and collect from you your full name, postal address, phone number and e-mail address, convene and operate the Web site discussion forum or provide publications and e-mail news you have requested. If you participate in a survey or questionnaire, CMHC-GRANVILLE ISLAND may collect financial information, demographic information, gender, age, education, marital status, language, household information, purchase history and/or other personal information from you.

Use of Personal Information You Provide
Questionnaire and Surveys
From time to time CMHC-GRANVILLE ISLAND may conduct online or telephone surveys or issue user questionnaires in which we collect personal information from respondents who voluntarily provide it. Users are not required to participate in these surveys or to provide the personal information requested. Where personal information is provided, it is used by CMHC-GRANVILLE ISLAND to profile its Web site users generally, generate statistics and aggregate reports for internal use. Where consent has been obtained at the time of collection of the personal information, CMHC-GRANVILLE ISLAND may also contact you to get feedback on CMHC-GRANVILLE ISLAND products and services.

Discussion Forum
When you participate in the online Discussion Forum we ask you to register with an e-mail address and create a password in order to access the forum. When you post content on the online Discussion Forum that content will be accessible to all Web site users. If you do not want your content, name or other personal information to appear on the online Discussion Forum, please do not submit or post this information on the online Discussion Board. The personal information you provide in connection with the online Discussion Forum will be used for the operation and administration of the online Discussion Forum. In addition to providing the Discussion Forum for the use of website visitors, CMHC-GRANVILLE ISLAND uses the Discussion Forum content as a source of feedback and opinion or views from members of the public.

Contests
If contests are made available through this Web site, the applicable contest rules may contain provisions pertaining to the collection, use and disclosure of personal information. To the extent that the contest rules differ from this privacy policy those contest rules will apply to the personal information collected in connection with that particular contest, otherwise this privacy policy shall apply to all contests.

Automatically Collected Information
CMHC-GRANVILLE ISLAND automatically collects general information concerning the use of its Web site. This includes the Internet Protocol (IP) address of your computer, the IP address of your Internet service provider, the web browser used to access the Web site, the Internet address of the Web site from which you linked to the CMHC-GRANVILLE ISLAND Web site, the date and time of access to the CMHC-GRANVILLE ISLAND Web site, the operations undertaken during use of the CMHC-GRANVILLE ISLAND Web site, the sections of the CMHC-GRANVILLE ISLAND Web site that you visit, the parameters relating to particular pages of the CMHC-GRANVILLE ISLAND Web site visited and the time spent on each page and the content downloaded from the CMHC-GRANVILLE ISLAND web site. We do not link this information with any personal information provided by you. Where authentication is required or used, your user name is recorded in the Web server logs.

The general information that is automatically collected is used to improve the Web site, for marketing, Web site and system administration and other administration purposes. CMHC-GRANVILLE ISLAND may use the general information that is automatically collected to create aggregate reports concerning Web site use, user patterns, and user demographics.

CMHC-GRANVILLE ISLAND uses "cookies" which are small data files sent to your browser and stored on your computer's hard-drive to track your use of the CMHC-GRANVILLE ISLAND Web site. The information derived from cookies is used to determine if a user has previously visited the CMHC-GRANVILLE ISLAND Web site Most browsers permit users to disable cookies placed in the user's hard drive. You may still access and use all features of the CMHC-GRANVILLE ISLAND Web site if you disable cookies placed on your hard-drive.

Disclosing Your Personal Information
CMHC-GRANVILLE ISLAND does not disclose your personal information except as stipulated or authorized by the Privacy Act.

Security and Retention of Information
Despite the measures CMHC-GRANVILLE ISLAND has implemented, as described below, data transmitted over the Internet is not guaranteed to be secure. CMHC-GRANVILLE ISLAND does not guarantee, warrant or represent that the personal information you provide will be transmitted securely, or protected completely against interception, loss, misuse or alteration. CMHC-GRANVILLE ISLAND accepts no responsibility or liability for any damages that may result where personal information submitted by you, has not been securely transmitted, has been intercepted, lost, misused or altered.

Other Web sites
The CMHC-GRANVILLE ISLAND Web site may contain links to other Web sites. When you click on one of those links, you will leave the CMHC-GRANVILLE ISLAND Web site and enter the other Web site. CMHC-GRANVILLE ISLAND has no control over those other Web sites and is not responsible for the collection of your personal information that is gathered on these other Web sites or their use of cookies or other tracking devices. It is important that you review their privacy policies before providing them with your personal information.

Modifications to this Privacy Policy
CMHC-GRANVILLE ISLAND reserves the right to change this privacy policy at any time, without notice or liability to you or any other person, by posting a new privacy policy on the CMHC-GRANVILLE ISLAND Web site. CMHC-GRANVILLE ISLAND's collection, use and disclosure of your personal information will be governed by the version of the privacy policy that is posted and in effect at the time.

Copy of this Privacy Policy
You are permitted to make a copy of this privacy policy for your personal records.

Contacting Us
To obtain access to any personal information that CMHC-GRANVILLE ISLAND has collected about you through this Web site, please write to us at:

Marketing & Communications
CMHC-GRANVILLE ISLAND
1661 Duranleau St
2nd Floor
Vancouver BC V6H 3S3

To correct or update your personal information or to request that your personal information be removed from our mailing or contact lists, please contact our offices at 604 666 6655 or email us at info@granvilleisland.com